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  • Ronald Michael Crary
  • Sr Loan Officer
  • NMLS 246075
  • 803-738-5004
  • mike@camortgageservices.com
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Welcome to C & A Mortgage Services - We have been in business for 34 years (and counting) and have helped thousands of home buyers and homeowners with their mortgage needs on purchases and refinances on primary residences, second homes, and investment properties.
Your mortgage needs are our first priority and we work hard to create and maintain a lasting relationship - our success in being in business for 34 years speaks to that!
We offer a full range of mortgage products - Conventional, Government (VA, FHA, USDA) and NON-QM programs (which are especially helpful for self-employed borrowers) - the NON-QM product allows the use of personal or business bank statements to determine a usable income for self-employed borrowers (NO tax returns) AND includes the DSCR program which allows ANY borrower to buy an investment property without disclosing employment or income - properties can be purchased anywhere in South Carolina OR other states as well! The owner and I are both Veterans and we understand the importance of the VA programs and stay fully supportive during the loan process. 
While we make no promises, we commit that we will do ALL WE CAN to help you with your mortgage needs.

I am normally available 7 days a week and will always return calls or answer text messages 803 738-5004.